Platinum 0 for 15 PO

This low interest credit card is issued by First National Bank of Omaha.

This card received a rating of 3.00 out of 5.00

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The Platinum 0 for 15 PO card, issued by First National Bank of Omaha, is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits.

Introductory Rate:	0% APR for 15 Billing Cycles
Time Period:	15 months
Rate Applied To:	Purchases
Additional Details:	There is a 0% introductory APR* on purchases for the first 15 billing cycles.
Regular APR:	9.99%
Variable or Fixed:	Variable
Annual Fee:	$0
Annual Fee Details:	None
Application Fee:	n/app
Participation Fee:	n/app
Reload Fee:	n/app
Inactive Fee:	n/app
Total First Year Fees:	n/app
Type Of Rewards:	n/app
Be sure to read the card's Data before applying!

Credit Card Review

The Platinum 0 for 15 PO card, issued by First National Bank of Omaha, is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits.

Although this card does not offer a rewards program, it does offer access to various services and benefits including identity theft protection and online account access.

The most attractive benefit of this credit card is the 0% introductory rate that applies to purchases for the first fifteen billing cycles. Once the introductory rate expires, the interest rate for purchases and balance transfers is reasonable (for those who qualify) and there is no annual fee.

It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.

Therefore, those who will take advantage of the introductory offer, the platinum benefits, and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the Platinum 0 for 15 PO card has to offer.

This review was updated 2008-08-21T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	n/app
Reward Program Optional:	n/app
	Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives
Lowest Possible Rebate:	n/app
Highest Possible Rebate:	n/app
Additional Rebates:	n/app
Rebate Details:	n/app

For Cards with Point Incentives
Points Per Dollar Spent:	n/app
Additional Points:	n/app
Point Details:	n/app

For Cards with Airline Incentives
Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: n/app

Annual Limit: n/app

Additional Credit Card Perks

Various Internet account related services. Identity theft protection. Up to $250,000 in travel accident insurance. Purchase protection. Discounts on auto rentals. Extended warranty for purchases. See website for additional benefits.

Special Notations about the Platinum 0 for 15 PO

The APR for Purchases and Balance Transfers may vary and will be the greater of 9.99% or the Index plus a Margin of 3.99%, or the greater of 11.99% or the Index plus a Margin of 5.99%, or the greater of 13.99% or the Index plus a Margin of 7.99%, depending on your credit criteria. The Index is the highest U.S. Prime Rate as quoted in The Wall Street Journal on any day during the prior 90-day period. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Data before applying!